Top 7 Questions Empty Nesters Ask Before Downsizing and Selling a Home in the Twin Cities

Are you an empty nester in the Twin Cities thinking about downsizing? You’re not alone. Every year, many Minneapolis–St. Paul homeowners consider whether it’s time to sell their larger family home and move into something that better fits their next chapter. But downsizing brings up important questions — from finances and home size to location and emotional readiness.

At Huerkamp Home Group, we specialize in helping Twin Cities empty nesters plan smart, stress-free moves. In this guide, we answer the top 7 questions empty nesters ask before downsizing and selling a home in Minnesota. Whether you're just starting to explore your options or you're ready to list, these insights will help you make a confident decision.

1. “What do people downsizing look for?”

Empty nesters typically seek one-level living, low-maintenance homes, and layouts that suit current and future lifestyle needs. Condominiums or townhomes that offer landscaping and snow removal services are especially popular. Renting before buying can help homeowners test if this lifestyle fits them well.

2. “I want to downsize, will it be cheaper?”

Not always. While you may reduce mortgage, property taxes, and utilities, you might trade up in amenities or location. Understanding total costs—including HOA fees or condo dues—is essential. A local agent can help calculate your net position, so you're clear on what you're gaining (or spending) by downsizing.

3. “What about all my stuff?”

Decluttering is often the toughest part. Experts advise starting early, room by room, sorting items into “keep, donate, sell, or store.” A short-term storage unit can help stage your home and make it more appealing to buyers while keeping transitional clutter out of sight.

4. “Will downsizing help me financially?”

Many empty nesters downsize to free up equity or reduce monthly living costs—especially important when switching to a retirement income. But be sure to account for selling/buying fees, moving costs, capital gains tax, and ongoing costs in the new home before deciding. Fill out our home valuation to understand your equity.

5. “What size do I really need?”

Downsizing is about finding the right-sized home, not the smallest. Make a list of must-haves (guest space, home office, parking) and balance it with daily convenience. Consider flexible layouts that can serve multiple roles—like a den that also becomes a guest room.

6. “Are you ready for emotional challenges?”

Letting go of a long-time home and belongings can be emotionally taxing. Give yourself time—don’t rush cleaning out the house—and lean on family, friends, or professionals to support the process.

7. “Where do I want to live next?”

Location matters just as much as house size. Think about proximity to healthcare, family, shopping, transit, and community amenities. Some empty nesters find vibrant neighborhoods like South Minneapolis or St. Paul add real value. Choose a community that aligns with your lifestyle and support network. Answer the question: I dream of living in… (fill in the blank!) Now is the perfect opportunity to make that come true!

🏠 WHY DOWNSIZE NOW?

✅ Less space, less stress.
A smaller home means fewer rooms to clean, lower utility bills, and fewer weekend maintenance projects.

✅ Financial flexibility.
Downsizing can free up home equity to use for travel, hobbies, or retirement savings — while potentially lowering monthly housing costs.

✅ A better fit for your lifestyle.
Many empty nesters choose homes that offer main-level living, are closer to family, or provide easy access to community amenities.

📋 Signs It Might Be Time to Downsize

• You’re only using part of your home’s space.

• Maintenance and yard work feel overwhelming.

• You’re looking to cut costs or free up cash for other goals.

• You want to move closer to family, health care, or a walkable community.

Ready to make the move?

Downsizing can be one of the most empowering—and financially savvy—choices empty nesters can make. At Huerkamp Home Group, we guide Twin Cities homeowners in navigating the emotional, logistical, and financial aspects of this transition.

📲 Call us at 952‑260‑4337 or request a free consultation—we’ll help you build a downsizing plan tailored to your goals and your next chapter.